A triple key looks like one house from the street. Inside, it is split into three self-contained units, each with its own entry, kitchen and bathroom. Three tenants, three rents, one loan.
Free 10-minute call with our team. No obligation.

From the street it looks like a single house. Inside, it is split into three self-contained units, each with its own front door, kitchen and bathroom. Each unit is leased separately, so one property earns three rents.

All three units are leased separately, so the combined rent goes a long way towards the repayments on a single loan.
If one unit is between tenants, the other two keep earning, so you are not left covering the whole loan on your own.
Depreciation on a new build adds to your deductions, which helps the numbers at tax time. Add it to three rents and a triple key can be cash neutral to cash positive.
We look for areas with strong rental demand, population growth and infrastructure spending, so the property suits the families who rent there.
What they paid, what they are estimated to be worth now, and what they rent for each week.




Estimated values and rents at the time of publishing. Past results are not a guarantee of future returns.
A few of the people we have helped build a property portfolio, in their own words.
“We wish we’d done this sooner. The team at Somerstone showed us that it’s never too late to start, and now we have investments that give us both income and confidence heading into retirement.”
Pre-retirees
“Somerstone showed us that investing doesn’t have to be stressful. With the right strategy and team behind you, it’s actually simple, and the results speak for themselves.”
Young family
“As a single parent, I wanted to make sure every financial decision counted. Somerstone gave me the confidence to invest, and now I can see real results.”
Single parent, Brisbane
“I never thought investing could be this straightforward. Somerstone gave me the confidence, the numbers, and the support I needed.”
Professional, Melbourne
“Somerstone showed us that investing can be simple when you have the right plan and team behind you. We feel confident and in control.”
Professional couple
One team from start to finish, so you are never left chasing builders, brokers or property managers.
Ten minutes to see whether a triple key suits your situation.
Our in-house finance team works out what you can borrow and structures it properly.
We shortlist brand-new triple keys in data-assessed growth areas that suit your numbers.
We keep the build on track and keep you updated the whole way.
All three units leased, so the rent starts from handover. When you are ready, we help line up the next one.
A dual key splits one home into two self-contained living areas. A triple key splits it into three self-contained units, so the same title and loan carry three leases instead of two.
The other two keep earning rent, so one vacancy doesn’t leave you covering the whole loan on your own.
No. Council rules vary, so we only source triple keys in areas where they are approved and where rental demand supports three tenancies.
Not always. Many of our clients use the equity in their home to fund the land and build. We check whether that works for you on the call.
Our own finance team structures your lending, so the property and the borrowing are planned together from day one.
Yes. It is a free 10-minute call with no obligation to go any further.